Special Car Financing at Joseph Airport Toyota


These days, anything can happen. From losing a job to getting sick, sometimes folks need a helping hand. No matter what your existing credit score is, the team at Joseph Airport Toyota is here to help.

Our Special Financing Department at Joseph Airport Toyota can assist you regardless of your financial circumstances and we’re here to make sure your purchase experience is as painless and hassle-free as possible. We work with individuals with all types of credit histories and can assist you in getting pre-approved and out on the road!



We’re Here to Help You Finance a Car

If you’re a first-time car buyer or are looking to establish credit, the Joseph Airport Special Financing Department is here to assist you. Did you know many of our first-time car-buyer programs require no cosigner or down payment? Basically, no matter what your situation is we’re here to help. Our special financing department in Dayton, Ohio offers a wide selection of first-time car-buyer auto loans.

Also, thanks to our partnerships with the leading credit unions, banks, finance companies, and auto lenders in the U.S., we’re able to offer our customers low-interest rates with flexible terms. Already pre-approved elsewhere? No problem. In many cases, we’re able to help our customers save thousands by offering a better lender option.

Looking for a used car auto loan? Our lenders extend special rates generally not available to the public thanks to the large number of auto loan applications we submit. It results in special rates which are then passed onto you – the customer.

Don’t waste another minute scouring online to find the perfect lender. Simply stop by the Joseph Airport Toyota Special Financing Department and let our lenders bid and compete for your business!


Can I Get a Car Loan?

You can apply for financing at Joseph Airport Toyota regardless of your financial situation. Still wondering if it’s possible to get financing in the following situations?

Low Credit Score?

Regardless of your credit score, we’ll do our best to get you financed at an affordable rate. In fact, it can actually help you rebuild your credit score if you are approved.


We have programs and specially trained staff to assist you in the purchase of a vehicle even in an open Chapter 7 or 13 Bankruptcy or in the event that your Bankruptcy has already been discharged.

No Credit History?

Even if you have never made any purchases using your credit, our lenders understand. Everyone needs to start somewhere and we are ready to help you begin.


Our lenders understand that sometimes circumstances occur beyond one’s control. We are here to help you re-establish that good credit we all deserve.

First Time Buyer?

Buying a vehicle is a special experience and our goal is to make sure the process goes as easy as possible for you. Regardless of your history, we want to do our best to help you find a vehicle you’re happy to drive off the lot.

Rely on Our Special Financing Department


Our Special Financing Department is located inside the Pre-Owned Vehicle Department of Joseph Airport Toyota. Our uniquely-trained staff works with more than 30 lenders who specialize in assisting those present with challenges in their credit history. 

We understand that sometimes situations can occur beyond anyone’s control. It is our belief those situations should not preclude someone from safe, reliable transportation. Our goal is to ensure you’re matched with a safe, reliable vehicle you can count on.

What We Offer

So is it difficult to get pre-approved? No!

Once we receive your application, our special financing team will call you to set up an appointment. The process usually doesn’t take long. We offer:

  • Low to No Down Payment Options
  • Competitive Rates
  • A Large Selection of Vehicles to Choose From in Our Inventory.
  • Complimentary Lifetime Powertrain Warranty on Most Vehicles.
  • Low Pricing
  • Ease of Doing Business

Ready to get the car financing process started? Contact our team today! You’ll be driving home in a new vehicle in no time.

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Contact Us

(937) 898-8060

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1180 West National Road • Vandalia, OH 45377

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Today's Hours:

Open Today! Sales: 9am-7pm

Open Today! Service: 7:30am-6pm

Open Today! Parts: 7:30am-6pm

Joseph Airport Toyota 39.888836, -84.221872.